- No Income, no Asset, No job, No credit or bad crdit - No down payment (100% loan) - Up to 103% loan(3% cna be used for closing cost) - Work permit only or Foreigners - No Social Security Number - Tax I.D. only(ITIN) - Money saving option : Min. payment only (MTA, COSI, COFI, COMA) Example : $400,000 loan starts with $1,288 monthly.
-100%, 97%, 95%, full doc -103%, 107% full doc (including closing cost) - 80/10/10, 80/15/5, 80/10 - 90% conforming loan amount at full doc rate : stated income and stated asset (680 or above credit score) - Investment property - 100% stated income
- Min down payment 2.25% - Max.loan amount - varies by county - Slow and no credit, no rental history - Up to 6% seller contribution - All funds can come from gift - No reserve required - Full document only (purchase, refinance with cash-out) - Streamline refinance (no income, no appraisal, no asset, no cash-out)
- No down payment - Max. loan amount up to 100% of conforming loan limit. - Eligibility Certificate - All funds can come from gift - No reserve required - Full document only(purchase, refinance with cash-out) - Streamline refinance (no income, no appraisal, no asset, no cash-out)
- Open ended loan (HELOC) - Closed ended loan (HELON) - Debt consolidation / cash-out for any purchase - No closing cost option - Stated income, no ratio, no doc, retired - Up to 130% CLTV - Stated value option
- All commercial real estate properties (office condo, mix-used, shopping center, Apartment, warehouse, gas station, restaurant, church, etc) - 80% - 70% LTV : stated income and stated asset - No source of funds (no seasoning) - 90% full doc (stated possible) - 5/25 ARM or 15, 20, 30 years fixed rate
- To be eligible, must be aged 62 or over, live in the home as primary residence. Current incomes and amount of bank balance do not influence the ability. A few of advantages are - No repayment as long as you live in your home. - Receive Tax Free Funds to use however you choose. - Stay in your home with your ownership retained. - Freedom & Flexibility. can use the money in any way you choose. - Fees & costs can be charged on the loan. No or less cash out of pocket.
- SBA (small business adminstration) - Construction loan - Lot loan - Personal loan - Business loan ** each loan product has its own requirements, and underwriting guilines.